Thoothoor is a Coastal Place - July 25, 2010



Few Organisations in Thoothoor

*St. Thomas Ferona Church

*The Shrines – KURUSADI’s

*Primary Health Centre

*Head Post Office

*State Bank of Travancore

*St. Jude’s College

*Pius XI H.S.S

*Pius XI Primary School

*Govt. Primary School

*Nursery School

*Institutions in neighbor villages

*Nethaji Library – NLT

*TWA, U.A.E. (Thoothoor Welfare Association

*TFA, Chennai (Thoothoor Friends Association)

*LIFE [Lumen Institute for Education]

*Micro Infotech Technologies

*Shine Video, Audio & STD Centre

*WINdia

*GigaBytes Computers (GBC), Chennai

*ILProf, Chennai

*Pretec, Bangalore

*Rax-Tech International, Chennai

*Jehovasoft, Bangalore

Literacy Growth

Thoothoor is amazing place over the last 25 years. Now a big number of people from this place are the shining stars in their respective industries such as IT, Manufacturing Industry, Education Services, Medical, Business Management, Machanical,Electrical engineering etc. All such people are trained professionals, graduates and master graduates.

Fish Collections

Thoothoor is a place to see natural fish such as Dolphin Fish, Little Tuna, Black King Fish, BlackPomfret, MalabarReefCod, Silver Pomfret, Yellowfin Tuna1, Reef Cod 2, Seer fish 3, BlacktipGrouper.

Sports

Thoothoor peoples will be spending their Sunday afternoons to watch football game. The players from this village are also participating none other than Santhosh trophy (India’s most esteemed football series). They are well experienced player for state/national and other leading sports clubs across India includes Indian Railway, ICF-Chennai, Chennai Nethaji Club, Indian Bank, Mumbai Hindustan Limited, various Universities, etc. Nataji Library in Thoothoor performs excellent role in driving the sport spirit of these people. Thootoor peoples love football game all the time.

Spiritual Identification

Thoothoor comes under the spiritual services of Trivandrum diocese.Thoothoor peoples are join together in the name of the LORD and ready to help poor peoples. Though this region is politically belongs to Tamilnadu, spiritually the whole Thoothoor ferone (Erayumanthurai, Poothurai, Thoothoor, Chinnathurai, Eravi Puthenthurai, Vallavilai, Marthandomthurai and Neerodi) belongs to Trivandrum diocese. All spiritual activities here are managed by the Bishop of Trivandrum diocese.

CD Rates, Bank Failures, And FDIC Insurance - July 19, 2010



When it comes to finding a conservative investment, it often involves a rather boring type of investment vehicle. You may be interested in investing in a savings account for the liquidity purposes or a little bit higher-paying CD for longer-term. In the past this involve much thought. We’d see attractive, CD rates in the paper or online and just go with the best CD rate. It’s never involved much thought, but recent bank failures can teach us a valuable lesson here. The lesson being that we should always have adequate FDIC insurance coverage.

In IndyMac bank, which just recently folded can remind us of some very basic investment principles. Fortunately, when investing in a savings account or through a deposit at our local bank. We have the reliance that the Federal Deposit Insurance Corporation (FDIC) will be there for us when needed. This is true, by following the FDIC guidelines we should have nothing to worry about. Unfortunately, in this day and age we need to always proceed with caution, when it comes to any investment type, even CDs.

The first step when you take when looking at a CD type investment is to make sure that the bank will be entrusting is a member of the FDIC. Not all banks are FDIC members. This is critical to your investment safety, as those banks not offering the FDIC protection carry greater risks. The first thing most people do is look for the highest possible CD rates, and then make a decision based on competitiveness of those rates. There is nothing wrong with this technique, just make sure the institution you plan to do business with is a member of the FDIC.

The second thing you’ll want to get a is make sure that you don’t exceed the FDIC insurance maximum coverage. This is very important, as you will not be protected for anything that exceeds that amount. This important step is ignored all too often in this country. Unfortunately for the many IndyMac bank depositors, they’re learning a costly lesson. It’s estimated that thousands of IndyMac accounts will not be covered, due to exceeding FDIC insurance limits. Preliminary amounts are in the billion-dollar range. The silver lining here is that hopefully people will learn from these mistakes. We know that from this example, that no bank is safe, regardless of size. Having the proper FDIC insurance coverage is a must.

A standard FDIC insurance coverage is $100,000 per account. The FDIC does not cover anything above this amount. This is her individual, all depository accounts accumulated. This means that if you have a CD, a savings account, and a checking account, they cannot exceed the hundred thousand-dollar mark. So, how do you get around this limited coverage? Well, the most obvious is to establish bank accounts at different institutions. The FDIC insurance rules state that the hundred thousand-dollar per account, per institution. So, it’s rather simple to ensure that you’re covered, it just takes a little bit of work. If you want to keep it all at the same institution, there are a few ways to adequately do so. You could set up a joint account, if you’re married. This would provide up to $200,000, and FDIC insurance. You can set up a living trust, which could provide $100,000 protection for each designated beneficiary. Also, if you have retirement accounts, those actually have a higher limit. The FDIC limit for combined retirement accounts is $250,000.

The important thing to take away from this lesson is not to be lackadaisical when it comes your banking. Make sure you don’t exceed the limits. Talk to your banker, he or she might have suggestions to help you achieve full FDIC insurance protection. This is important, as it’s impossible to tell who will be the next bank to fail, but you can ensure your protection.

New Residential Scheme In Greater Noida - July 17, 2010



Noida Real Estate: Luck of the Draw

A new residential scheme for lower and middle income groups has been introduced by the Greater Noida Authority providing 2,256 constructed houses in four different categories, and covering an area of 70, 90, 120 and 250-sq. m. that will be priced at Rs. 12.33-lakh to Rs. 36.48-lakh.

Launched through a lucky draw by the Greater Noida Authority, the allottees lucky enough to win the draw, will be permitted to make additions according to the approved building plan, copies of which are available with Greater Noida’s Planning Department, while constructions that do not conform to it, will need to be approved.

While, a 70-sq. m. house in this housing complex will cost Rs. 12.33-lakh, houses measuring 90, 120 and 250-sq. m. are priced at Rs. 14.96, 20.14 and 36.48-lakh respectively. The 250 and 120-sq. m. houses will come with two bedrooms, a drawing, dining, kitchen and bathroom, whereas, those measuring 90 and 70-sq. m. will consist of one bedroom, a drawing room, kitchen and a bathroom.

Housed in Greater Noida’s new sector, Omicron near the village Mathurapur and Ghori Bachhera, the housing complex will have a swimming pool, park, community centre, post office, hospital, shopping complex and a parking space.

This time round, the Greater Noida Industrial Development Authority has followed a different initiative from its earlier practice of inviting tenders on a two bid system for Group

Housing Societies in 300-acres for different sectors.

This scheme of the Greater Noida authority provided the developers with an opportunity to participate in the development of a smartly slick city, where at all stages of development, supply precedes demand.

Holding many attractions for buyers and end-users in the form of a constant supply of drinking water, uninterrupted power supply, green areas, proposed metro, airport and world’s fourth night safari, this Greater Noida residential scheme saw many participating in the draw.

Further, the permissible area for plots, commercial and commercial facilities is said to be 65% of the total area as per population norms permitted in the master plan of 2021, with the rest to be according to building regulations.

There will also be provision in this housing complex for other facilities, such as, nursery school, senior secondary school, nursing home, convenience shopping, commercial sector, milk booth, auto-taxi stand, secondary shopping and community centre, provided by the developers, while the green belt will be developed according to the authority’s zonal plan.